Capital markets, insurance, and government e-Market Place transactions now have a Rs 5 lakh per- transaction limit and a Rs 10 lakh daily limit . Credit card payments and collections will also see increased limits, enhancing convenience for high-value transactions with verified merchants. Some banks even set lower limits for daily transactions . You can check with your bank to know exactly how many transactions per day in UPI are enabled for you. Some banks also set a weekly or monthly cap. The UPI transaction limit per month is also bank-specific. NPCI doesn’t fix a monthly cap. Standard UPI Daily Limit → ₹1 Lakh per bank account. IPO/Capital Market Limit → Up to ₹5 Lakh. 👉 Think of the NPCI limit as the highway speed limit – banks and apps can enforce lower limits for safety. Here’s how India’s most popular apps handle UPI payments: UPI allows real time instant transfer of money just by mobile phones. UPI transaction limit per day is set at Rs 1 lakh , according to the NPCI, the RBI-regulated entity that built UPI. However, the maximum limit can change from bank to bank. UPI transfer limits vary between banks.
