Small personal loans for instant cash needs. Apply now and get the money in your account by the end of the day. Want to Lend? Click here. Here, we have listed the top 20 personal loan apps in India. Each app in this list is known for its credibility, ease of use, and positive user feedback, making it a dependable choice for your financial needs. Below is a list of the top personal loan apps in India. Traditional banks take a lot of time processing money loan applications , but India is changing the practices and norms and now taking a loan is not taboo. You can get a personal loan within minutes with the aid of instant personal loan apps in India. Thanks to the rise of financial technology, the best instant loan app in India allows users to apply online, get approved within minutes, and receive funds directly into their bank accounts.