See how to add your bank account on PhonePe . Effortlessly Make UPI Payments on Web Devices with PhonePe in 4 Simple Steps. Transfer money, pay bills, make easy payments at stores and invest smartly - all on the app you trust! Download the App. Using PhonePe to accept payments as a merchant? Manage your accounts & store listing, increase customer walk-ins and grow your business with our business app. PhonePe is a Digital Wallet & Online Payment App that allows you to make instant Money Transfers with UPI. Recharge Mobile, DTH, Pay Utility Bills, Buy/Invest in Gold, Mutual Funds, Insurance & much more. Just link your bank account to the PhonePe app and make hassle-free, secure payments directly from your bank account 24/7. Your money is always in your bank, not locked in a wallet.