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Personal Loan Eligibility Calculator Your personal loan eligibility , as defined by lending institutions, typically depends on various factors, such as your age, income, credit score, work experience, employment/business stability etc. To be eligible for a personal loan you should be ideally between 21 to 60 years of age, having minimum monthly income of Rs. 15,000, credit score of 750 or above with stable employment history. Use Airtel Finance’s personal loan eligibility calculator to check how much you can borrow. Based on income, age & more. Get instant results and apply easily. Personal loan eligibility : 6 key criteria you must meet in 2025 Some of the eligibility criteria for a personal loan include a good credit score, minimum monthly income, age within a specified ... Get HSBC Personal Loans at 9.95% p.a." Flexible EMIs & quick approvals. Apply now! Get funds instantly when you need them with HSBC Personal Loans ! Apply now!