HDFC Fixed Deposit lets you save money for a time period between 7 days and 10 years. You earn interest on the amount you deposit. Right now, HDFC Bank gives interest between 3.00% to 7.25% per year. If you are a senior citizen, you will get an extra 0.50% interest on all time periods. Currently, the HDFC bank offers interest rates ranging from 2.75% p.a. to 6.60% p.a. Senior citizens are entitled to an additional interest rate of 0.50% across all tenures. HDFC Bank offers FD rates of 2.75-6.60% p.a. to the general public and 3.25-7.10% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The bank also offers Tax Saving FDs @ 6.40% p.a. for the general public and 6.90% p.a. for senior citizen depositors for the tenures of 5 years. HDFC Bank offers multiple fixed deposits for various tenures with different interest rates to its investors. The interest rate on HDFC Bank FDs is higher in their savings account. One can invest in HDFC Bank FDs through both online and offline modes with just a minimum investment of INR 5,000. 1. HDFC Bank Regular FD.

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