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Step 5 : Details as per Credit Account User enters all details requested as per their credit account to enable Experian to fetch their credit report . Enter your Name, email-id, date of birth, document type & number, address and pin code as per your credit account. Experian is committed to helping you protect, understand, and improve your credit . Start with your free Experian credit report and FICO® score. What's in your Experian credit report ? A 3-digit Experian credit score determined by your credit history (between 300 to 900) A summary of all your credit accounts along with detailed payment history and much more Personal information linked to your credit account A list of applications you've made for loans and credit cards.. Opting for the loan moratorium would not affect your credit score. However, it’s important you keep a track on your credit score and check for any errors, especially if you plan to apply for a fresh loan. Here is how you can get a free credit report and keep track of your scores.