Discover the top zero balance bank accounts in India, with no minimum balance requirement and features such as free ATM withdrawals, internet banking, and more! Top Zero Balance Savings Account Here’s a list of the best zero balance savings accounts — updated with the latest interest rates and features - Learn about the benefits, features, and interest rates of zero balance savings accounts offered by different banks in India. Compare the top banks and choose the best option for your financial needs. Start Your Journey with a Zero Balance Savings Account HDFC Bank’s Basic Savings Bank Deposit Account (BSBDA), a zero balance savings account, provides access to some of the best banking services. With our BSBD account, you can access banking services across multiple branches ATMs and branches around the country.