Axis Bank regularly runs Lifetime Free offers to get the Neo credit card . So, you can apply during these offer periods to get LTF Neo . The credit limit for the Axis Bank Neo Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Axis Bank does not specify a fixed credit limit for this card . Learn about the features and benefits of the Axis Bank Neo Credit Card , a versatile card for daily use and online shopping. Earn up to 5% cashback on partner websites, 1% on other spends, and 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000. Axis Bank not only has all the amazing credit cards in premium segment but also a good number of entry-level cards , out of which Axis Neo Credit Card is certainly one of the best credit card for beginners and is being offered as Lifetime Free Credit Card from time to time.